Use the calculator to display your amortization schedule.
Amortization schedule:
| # | Balance | Monthly repayments | ||
|---|---|---|---|---|
| Interests | Principal paid | |||
| 0 | 0,00 | 0,00 | ||
| 1 | 375,00 | 8 162,85 | ||
| 2 | 344,39 | 8 193,46 | ||
| 3 | 313,66 | 8 224,19 | ||
| 4 | 282,82 | 8 255,03 | ||
| 5 | 251,87 | 8 285,99 | ||
| 6 | 220,79 | 8 317,06 | ||
| 7 | 189,61 | 8 348,25 | ||
| 8 | 158,30 | 8 379,55 | ||
| 9 | 126,88 | 8 410,98 | ||
| 10 | 95,33 | 8 442,52 | ||
| 11 | 63,68 | 8 474,18 | ||
| 12 | 31,90 | 8 505,95 | ||
| Total: | 102 454,23 | |||
Download our mortgage payment calculator
APR – Annual percentage rate
Sometimes, the term “APR” refers to a nominal APR and sometimes to an effective APR or “EAPR”. This rate is annualized (it describes the interest rate for a whole year, rather than a monthly rate).
In general:
- The nominal APR: Simple interest rate. It is the rate for a payment period multiplied by the number of periods in a year.
- The effective APR (EAPR): it includes loan fees & compound interest rate (calculated across a year).
In the EU, as a form of consumer protection, the APR must be disclosed by lenders. It represents the “cost” of borrowing and makes loan offers comparision easier.